I saw this idea in the march 09 Cards Magazine made by Mary MacAskill pg 76. I changed it a bit making it a birthday card and cut out my own flowers (because i was in a hurry and didn't want to drag out my machines to cut felt).
I changed it a bit and added the "gift card/money" holder inside. It is a 6" x 12" paper folded to make an insert for the "gift card/money" holder. See how to make the gift card holder (smaller version) under "My Links" to the left. It was super fun to make and hopefully, my dil doesn't look at my blog before she gets her card. :)